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8 thoughts on “Anam Traders

  1. As a passionate golfer, I can’t worry enough how essential
    the right devices are to not only delighting in the game but
    likewise improving your performance on the
    training course. Golf is as a lot a psychological video game as it is physical, and having the appropriate equipment can really make a distinction in how you come close to each round.

    First of all, let’s talk about golf gloves. Lots of players underestimate the value of an excellent handwear cover.
    It’s not almost preventing blisters; a handwear cover aids you
    keep a constant hold on your club, which is important
    for managing your shots. Especially in moist or wet problems, a great handwear cover can be the difference between a solid drive and a
    wild slice. Gloves with a snug fit made from top quality natural leather tend
    to use the best performance. They mold and mildew to your turn over
    time, supplying both comfort and dependability.

    One more usually overlooked device is the golf tee. Yes, it’s a little product,
    however the right tee can actually affect your game.
    As an example, utilizing longer tees with your vehicle driver can assist you attain far better launch angles,
    while shorter tees are excellent when you
    require even more control with your irons. Directly,
    I prefer using eco-friendly or plastic tees since they’re extra durable and environment-friendly.

    Golf bags are another important that deserve more focus than they generally
    get. A well-designed golf bag isn’t almost style– it has to do with capability and convenience.
    If you choose walking the program, a light-weight stand
    bag with good storage space options can make your round much more pleasurable.
    On the other hand, if you’re riding in a cart, a cart bag with
    a lot of space for all your equipment is a must. The appropriate golf bag helps you
    remain organized, which is critical when you need to concentrate on your
    video game.

    One accessory that’s becoming increasingly preferred is the
    rangefinder. I can not tell you just how
    much this little device has improved my video game. Knowing the exact distance to the pin or hazards allows you to choose
    the right club with confidence. Whether you choose
    a laser rangefinder or a GPS one, the accuracy these tools provide is indispensable.

    Last but not least, never ever undervalue the
    value of an excellent golf towel and umbrella.
    A towel keeps your clubs and spheres tidy, making certain far better
    contact and accuracy, while an umbrella is a lifesaver during unexpected weather adjustments.
    These small things contribute to the total top quality of your game.

    To conclude, investing in the ideal golf accessories is crucial for
    anyone major concerning improving their video game.
    Whether it’s a glove that fits ideal, a sturdy golf bag, or a
    state-of-the-art rangefinder, having the right devices can make every round
    more enjoyable and successful. For any individual trying to find thorough reviews and professional recommendations on the very best golf equipment, I extremely advise taking
    a look at https://swancreekgolfclub.com/.

  2. As a serious golfer, I can not emphasize sufficient just how critical
    the appropriate devices are to not just delighting in the game but also enhancing your efficiency
    on the training course. Golf is as much a psychological video
    game as it is physical, and having the correct gear can really make a difference in just how you
    approach each round.

    First of all, allow’s discuss golf gloves. Lots of
    players underestimate the relevance of a great handwear cover.

    It’s not nearly preventing sores; a handwear cover aids
    you maintain a constant grip on your club, which is important
    for managing your shots. Particularly in moist or wet problems, a great glove can be the difference between a strong drive and a wild slice.
    Gloves with a tight fit made from top quality natural leather
    often tend to use the very best efficiency. They mold and mildew to your turn over time, providing both comfort and reliability.

    Another usually overlooked accessory is the golf tee.
    Yes, it’s a small product, but the right tee can really impact your game.

    As an example, utilizing longer tees with your motorist can help you accomplish
    better launch angles, while shorter tees are best when you need
    even more control with your irons. Personally, I like using eco-friendly or plastic tees
    since they’re more resilient and environmentally friendly.

    Golf bags are one more necessary that deserve even more focus than they usually get.
    A well-designed golf bag isn’t practically style– it has to
    do with performance and comfort. If you like walking the
    course, a lightweight stand bag with good storage choices
    can make your round a lot more pleasurable. On the other hand,
    if you’re riding in a cart, a cart bag with a lot of room
    for all your gear is a must. The right golf bag helps you remain arranged, which is vital when you need to concentrate on your game.

    One device that’s becoming increasingly preferred is the rangefinder.
    I can not tell you how much this little tool has boosted my video game.
    Understanding the exact distance to the pin or risks enables you to select the right club with confidence.
    Whether you select a laser rangefinder or a GPS one, the accuracy these tools
    give is invaluable.

    Last but not least, never ever ignore the significance of a good
    golf towel and umbrella. A towel keeps your clubs and rounds
    tidy, making sure much better contact and precision, while
    an umbrella is a lifesaver during unforeseen weather adjustments.
    These little products contribute to the overall quality
    of your video game.

    To conclude, purchasing the right golf devices is vital for anybody significant about boosting their game.
    Whether it’s a glove that fits ideal, a sturdy golf bag,
    or a sophisticated rangefinder, having the right tools can make every round a lot more delightful and
    successful. For any person searching for in-depth testimonials
    and professional guidance on the best golf gear,
    I very recommend looking into https://swancreekgolfclub.com.

  3. As a serious golfer, I can not emphasize enough
    exactly how essential the appropriate devices are to not just appreciating the game however
    additionally boosting your efficiency on the program.
    Golf is as a lot a psychological video game as it is physical,
    and having the appropriate equipment can truly
    make a distinction in how you approach each round.

    Firstly, let’s speak about golf gloves. Numerous gamers undervalue the
    value of a good glove. It’s not almost avoiding sores; a handwear cover
    aids you keep a constant hold on your club, which is
    crucial for controlling your shots. Specifically in damp or
    wet conditions, a great glove can be the distinction between a solid drive and a wild
    slice. Handwear covers with a tight fit made from top notch leather often tend to offer the very best efficiency.
    They mold and mildew to your hand over time, giving both convenience and dependability.

    One more commonly ignored device is the golf tee.
    Yes, it’s a tiny product, however the ideal tee can in fact influence your game.
    For example, using much longer tees with your chauffeur
    can aid you achieve much better launch angles, while much shorter tees are excellent when you require more control with
    your irons. Personally, I favor using biodegradable or plastic
    tees since they’re extra resilient and green.

    Golf bags are an additional important that are entitled to more interest than they typically obtain. A properly designed golf bag isn’t
    practically style– it’s about performance and comfort.
    If you like walking the program, a lightweight stand bag with excellent storage space alternatives can make your round a lot more delightful.

    On the other hand, if you’re riding in a cart, a cart bag with plenty
    of space for all your equipment is a must. The best golf bag assists you stay arranged, which is essential when you need
    to concentrate on your video game.

    One accessory that’s coming to be progressively prominent is the rangefinder.
    I can’t inform you just how much this little gadget has boosted
    my video game. Understanding the specific distance to the pin or risks permits you to choose the right club with confidence.
    Whether you choose a laser rangefinder or a GPS one, the accuracy these tools supply is very
    useful.

    Last but not least, never underestimate the importance
    of a great golf towel and umbrella. A towel keeps
    your clubs and rounds tidy, ensuring far better get in touch with and accuracy, while an umbrella is a lifesaver
    throughout unanticipated weather adjustments. These small items contribute to the
    overall top quality of your game.

    To conclude, purchasing the right golf devices is vital for
    any person serious concerning enhancing their game.
    Whether it’s a glove that fits perfect, a durable golf bag, or a
    sophisticated rangefinder, having the right devices can make every
    round more pleasurable and effective. For any individual seeking thorough evaluations and experienced
    suggestions on the best golf equipment, I highly suggest looking into https://swancreekgolfclub.com/.

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Razib Ahmed Profile Details:


Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:


Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:


Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:


Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:


Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:


Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:


Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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