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8 thoughts on “Jony Enterprise

  1. Witaj kochani!

    Chciałbym przekazać Wam pewnymi myślami na temat zdrowego stylu życia.
    Zdaję sobie sprawę, że dla wielu z nas słowo “dieta” kojarzy się z czymś strasznym,
    pełnym ograniczeń i niesmacznych potraw. Ale wiecie
    co? To wcale nie musi tak wyglądać!

    Najważniejsze, zdrowa dieta to nie tylko kwestia tego, co spożywamy,
    ale też jak się czujemy po jedzeniu. Czy wiecie,
    że odpowiednie jedzenie może poprawić nasze samopoczucie, zwiększyć naszą witalność i nawet poprawić nasze samopoczucie?
    Brzmi świetnie?

    W tym miejscu warto wspomnieć o portalu https://sportmenu.pl,
    którego właścicielką jest Katarzyna Wiśniewska. Jeśli nie znacie tego bloga, to
    warto to nadrobić! Kasia ma niesamowitą wiedzę na temat zdrowego odżywiania i przekazuje ją w bardzo zrozumiały sposób.

    Co więcej, jej pomysły na jedzenie są nie tylko pełnowartościowe, ale też wyśmienite!

    Na wstępie, dlaczego warto zwrócić uwagę na to, co jemy.
    Nasze organizmy to jak mechanizmy – wymagają właściwego paliwa, żeby być w pełni
    sprawne. I tutaj właśnie Katarzyna jest nam pomocna. Na SportMenu.pl możecie znaleźć wiele inspiracji na zdrowe potrawy, które uszczęśliwią każdego
    smakosza.

    Nie trzeba być kucharzem, żeby gotować zdrowo.

    Wiele pomysłów Katarzyny jest prostych i szybkich do przygotowania.
    Idealne na nasze zajęte dni, kiedy nie mamy czasu na stanie przy garach.
    Na blogu możecie znaleźć inspiracje na śniadania, obiady, kolacje i przekąski – wszystkie zdrowe i
    pełnowartościowe. A co najlepsze w tym wszystkim, każda z tych dań jest taka smaczna, że nawet dzieci je pokochają!

    Często myślimy, że zdrowe odżywianie jest drogie.

    Ale to nie do końca prawda! Autorka udowadnia, że zdrowe jedzenie nie musi
    być drogie. Jej propozycje często opierają się na tanich i łatwo dostępnych składnikach.
    Trochę planowania wystarczy, można zdrowo jeść i oszczędzać.

    No dobrze, a co z dietami? Na SportMenu.pl jest wiele porad dotyczących innych diet, które mogą wspomóc Wasze cele
    zdrowotne. Niezależnie od tego, czy chcecie zrzucić kilogramy, zwiększyć
    swoją energię, czy po prostu poprawić samopoczucie, Kasia ma coś dla Was.
    I to wszystko w zrozumiały sposób, bez trudnych terminów.

    Jedną z najlepszych cech portalu SportMenu.pl
    jest to, że Katarzyna podchodzi do zdrowego jedzenia z radością.
    To nie jest żadne nudne, moralizujące gadanie o tym, czego nie można jeść.

    Zamiast tego, Kasia pokazuje, jak zdrowo się odżywiać, jednocześnie troszcząc
    się o zdrowie. To podejście bardzo mnie przekonuje i przyciąga do powrotu.

    Kończąc, jeśli chcecie poprawić swoje zdrowie, energię i
    zdrowie, warto odwiedzić bloga SportMenu.pl.

    Kasia Wiśniewska to prawdziwa specjalistka w dziedzinie zdrowego żywienia,
    a jej przepisy i porady na pewno Was zachwycą.
    Gotowanie może być łatwe, przyjemne i zdrowe – a Autorka pokaże Wam, jak to
    robić!

    Trzymajcie się zdrowo i smacznie

    P.S. Jeśli macie swoje ulubione zdrowe dania, wpiszcie je w komentarzach.
    Razem możemy inspirować się nawzajem i cieszyć się zdrowym jedzeniem!

  2. As a serious golf enthusiast, I can’t worry
    enough how critical the appropriate accessories are to not only appreciating the
    game however also improving your performance on the course.
    Golf is as a lot a psychological game as it is physical, and having the proper equipment can truly make a difference in just how you approach each round.

    Firstly, allow’s talk about golf handwear covers.
    Several gamers underestimate the relevance of an excellent glove.
    It’s not almost avoiding blisters; a handwear cover aids
    you maintain a consistent grasp on your club, which is crucial for managing
    your shots. Specifically in damp or damp problems, a great handwear cover can be the distinction in between a solid
    drive and a wild slice. Gloves with a snug fit made from
    high-grade leather have a tendency to use the very best efficiency.
    They mold and mildew to your hand over time, giving both comfort and reliability.

    Another usually neglected accessory is the golf tee.
    Yes, it’s a small item, however the ideal tee can actually impact
    your game. As an example, using longer tees with your vehicle
    driver can assist you accomplish better launch angles, while shorter tees are
    excellent when you need more control with your irons.
    Directly, I choose using naturally degradable or plastic tees because they’re more
    long lasting and eco-friendly.

    Golf bags are an additional vital that are worthy
    of more attention than they generally get. A well-designed
    golf bag isn’t almost design– it has to do with functionality and comfort.
    If you like walking the program, a light-weight stand bag with
    great storage alternatives can make your round a lot more enjoyable.
    On the other hand, if you’re riding in a cart,
    a cart bag with plenty of space for all your
    equipment is a must. The right golf bag aids you stay organized, which is critical when you need to concentrate on your video game.

    One device that’s becoming significantly prominent is the rangefinder.

    I can not tell you how much this little device has
    boosted my game. Recognizing the specific distance to the pin or
    hazards allows you to pick the right club with confidence.
    Whether you select a laser rangefinder or a GPS one, the accuracy these tools give is very useful.

    Lastly, never ever underestimate the value of a great golf towel and umbrella.
    A towel maintains your clubs and rounds tidy, guaranteeing better
    contact and precision, while an umbrella is a lifesaver during unanticipated weather condition changes.
    These small things contribute to the general high quality of
    your game.

    Finally, purchasing the best golf accessories is essential for anybody serious
    regarding enhancing their video game. Whether it’s a glove that fits just right, a long lasting golf bag, or a high-tech rangefinder,
    having the right tools can make every round a lot more enjoyable
    and successful. For any individual looking for detailed testimonials and
    professional guidance on the best golf gear, I extremely advise checking out SwanCreekGolfClub.com.

  3. As a devoted golf enthusiast, I can’t stress enough exactly how important the best accessories
    are to not only enjoying the game yet additionally improving your efficiency on the training course.
    Golf is as much a mental video game as it is
    physical, and having the proper gear can actually make a difference in just how you come
    close to each round.

    Firstly, let’s speak about golf handwear covers. Numerous players underestimate the value of a good glove.

    It’s not almost avoiding blisters; a glove assists you preserve a consistent grip on your club, which is essential for managing your shots.

    Specifically in moist or damp problems, a good handwear cover can be the
    difference in between a solid drive and a wild piece.
    Handwear covers with a snug fit made from top notch natural leather often tend to supply the best efficiency.
    They mold and mildew to your turn over time, giving both
    comfort and integrity.

    An additional usually forgotten accessory is the golf tee.
    Yes, it’s a tiny item, however the appropriate tee can in fact affect your game.
    As an example, utilizing longer tees with your chauffeur can assist you achieve better
    launch angles, while much shorter tees are best when you require even more control with your irons.
    Directly, I like using naturally degradable or
    plastic tees since they’re much more sturdy and eco-friendly.

    Golf bags are one more essential that are worthy of even more interest than they typically obtain. A properly designed golf
    bag isn’t nearly style– it’s about capability and convenience.
    If you prefer walking the course, a light-weight stand bag with excellent storage space options
    can make your round much more satisfying. On the other
    hand, if you’re riding in a cart, a cart bag with a lot of room for
    all your gear is a must. The appropriate golf bag aids
    you stay organized, which is important when you need to focus on your game.

    One accessory that’s becoming increasingly prominent
    is the rangefinder. I can not tell you just how much this little gadget has actually boosted my game.

    Understanding the exact range to the pin or hazards allows you to choose the
    right club with confidence. Whether you opt for a laser rangefinder or a GPS one, the precision these tools supply is
    indispensable.

    Last but not least, never ever ignore the relevance
    of a good golf towel and umbrella. A towel keeps your clubs and balls tidy, making sure much better get in touch with and precision,
    while an umbrella is a lifesaver during unforeseen climate adjustments.

    These tiny items add to the total quality of your game.

    Finally, purchasing the ideal golf devices is crucial for any individual significant
    regarding boosting their game. Whether it’s a handwear cover that fits ideal, a resilient
    golf bag, or a modern rangefinder, having the right tools can make every round
    much more pleasurable and successful. For anybody seeking thorough testimonials and expert guidance
    on the best golf equipment, I highly suggest having a look at Swancreekgolfclub.com.

  4. As an enthusiastic golf enthusiast, I can not stress enough how vital the ideal accessories are to not
    just delighting in the game yet also enhancing your performance
    on the course. Golf is as much a psychological video game
    as it is physical, and having the appropriate gear can actually make a
    distinction in how you come close to each round.

    Firstly, let’s speak about golf gloves. Many gamers undervalue the significance of a good handwear cover.
    It’s not almost preventing sores; a handwear cover assists you keep a regular grasp on your
    club, which is essential for managing your shots.

    Specifically in moist or damp problems, a good glove can be the distinction between a strong drive and a wild
    piece. Handwear covers with a snug fit made from high-quality natural leather often tend to supply the very best efficiency.

    They mold to your hand over time, offering both comfort and integrity.

    One more frequently overlooked accessory is the golf tee.
    Yes, it’s a small thing, however the right tee can really impact
    your game. For example, utilizing longer tees with your chauffeur can help you attain better launch
    angles, while shorter tees are ideal when you need even more control with
    your irons. Personally, I choose making use of biodegradable or plastic tees
    since they’re more durable and environment-friendly.

    Golf bags are an additional important that should have even more
    interest than they normally get. A properly designed golf bag isn’t almost
    style– it has to do with capability and
    convenience. If you choose strolling the training course, a lightweight stand
    bag with good storage options can make your round a lot more
    enjoyable. On the other hand, if you’re riding in a cart,
    a cart bag with plenty of room for all your gear is a must.
    The right golf bag assists you stay arranged, which is important when you need to concentrate on your video game.

    One accessory that’s ending up being increasingly popular is
    the rangefinder. I can not inform you how much this little gadget has actually improved my game.
    Understanding the exact range to the pin or hazards enables you to choose the right club with confidence.
    Whether you go with a laser rangefinder or a GPS one, the
    accuracy these devices give is invaluable.

    Lastly, never ever ignore the relevance of a great golf towel and umbrella.
    A towel maintains your clubs and balls clean, making certain far better
    contact and precision, while an umbrella is a lifesaver throughout unforeseen weather condition adjustments.

    These tiny products add to the general high quality of your video game.

    Finally, buying the appropriate golf accessories is important
    for anybody serious about improving their game.
    Whether it’s a handwear cover that fits just right,
    a long lasting golf bag, or a modern rangefinder, having the right tools can make every round more satisfying and
    successful. For anybody seeking in-depth evaluations
    and experienced advice on the very best golf equipment, I highly advise taking a look at swancreekgolfclub.com.

  5. Pingback: นิยาย

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Razib Ahmed Profile Details:


Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:


Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:


Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:


Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:


Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:


Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:


Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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