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5 thoughts on “The Charmant Boutique”

  2. Witam wszystkim!

    Chciałbym przekazać Wam pewnymi myślami na temat zdrowego jedzenia.

    Zdaję sobie sprawę, że dla wielu z nas termin “dieta” ma negatywne skojarzenia, pełnym trudności i niesmacznych dań.
    Ale macie świadomość? To nie musi być prawdą!

    Przede wszystkim, zdrowe jedzenie to nie tylko kwestia
    tego, co mamy na talerzu, ale też jak się czujemy po
    jedzeniu. Czy wiesz, że odpowiednie jedzenie
    może zwiększyć naszą energię, dodać sił i nawet poprawić nasze samopoczucie?
    Prawda, że fajnie?

    W tym przypadku chciałbym wspomnieć o stronie SportMenu, którego twórczynią jest Katarzyna Wiśniewska.

    Jeśli nie mieliście okazji go poznać, to trzeba go poznać!
    Katarzyna ma niesamowitą wiedzę na temat zdrowego odżywiania i przekazuje
    ją w bardzo przyjazny sposób. Co więcej, jej przepisy są nie tylko odżywcze, ale też pyszne!

    Zacznijmy od tego, dlaczego jest ważne, co jemy. Nasze cielesności to jak mechanizmy –
    działają na odpowiednim paliwie, żeby pracować na najwyższych obrotach.
    I tutaj właśnie Katarzyna przychodzi z pomocą. Na SportMenu.pl jest mnóstwo pomysłów na zdrowe posiłki, które przypadną do gustu nawet najbardziej wybrednym.

    Nie trzeba być szefem kuchni, żeby jeść zdrowo. Wiele przepisów
    Kasi jest łatwych i szybkich w wykonaniu. Idealne na nasze
    codzienne życie, kiedy jesteśmy zajęci. Na blogu jest
    mnóstwo pomysłów na śniadania, obiady, kolacje i przekąski – wszystkie pełnowartościowe i zdrowe.
    A co najfajniejsze, każda z tych przepisów jest tak pyszna, że nawet dzieci będą zachwycone!

    Często uważamy, że zdrowa dieta jest kosztowna. Ale to mit!
    Autorka udowadnia, że można zdrowo jeść tanio. Jej receptury opierają się na
    niedrogich i dostępnych produktach. Wystarczy trochę planowania, można zaoszczędzić sporo pieniędzy, jednocześnie jedząc zdrowo.

    No dobrze, a co z różnymi dietami? Na SportMenu.pl znajdziecie również wiele wskazówek
    dotyczących różnych diet, które mogą pomóc Wam osiągnąć Wasze cele zdrowotne.
    Niezależnie od tego, czy macie zamiar schudnąć, mieć więcej sił, czy po prostu zadbać o zdrowie,
    Kasia ma coś dla Was. I to wszystko podane w bardzo przystępnej formie, bez trudnego języka.

    Jednym z moich ulubionych aspektów portalu SportMenu.pl jest to, że Kasia
    ma pozytywne podejście do zdrowego odżywiania. To nie jest
    nudne, pouczające gadanie o tym, czego trzeba unikać.

    Zamiast tego, Kasia pokazuje, jak cieszyć się jedzeniem, jednocześnie dbając o zdrowie.
    To podejście naprawdę do mnie przemawia i powoduje, że wracam po więcej.

    Reasumując, jeśli chcecie zadbać o zdrowie, energię
    życiową, warto odwiedzić stronę SportMenu.pl. Autorka to specjalistka w dziedzinie zdrowego odżywiania,
    a jej przepisy i wskazówki na pewno Wam się spodobają.
    Przygotowywanie posiłków może być proste i zdrowe – a Autorka pokaże Wam, jak to robić!

    Bądźcie zdrowi i jedzcie smacznie

    P.S. Jeśli macie swoje ulubione zdrowe przepisy, podzielcie się nimi tutaj.
    Razem możemy wymieniać się inspiracjami i cieszyć się
    zdrowym jedzeniem!

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Razib Ahmed Profile Details:

Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:

Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:

Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:

Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:

Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:

Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:

Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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