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4 thoughts on “Shafiq Cloth Store”

  1. Loveloren Brand Introduction:
    Loveloren, a beacon of contemporary fashion, offers a versatile range of products designed to empower individuals with confidence, style, and comfort. From intimate lingerie to chic activewear, each piece in the loveloren lingerie collection embodies sophistication and quality craftsmanship. Let’s delve into the diverse range of offerings that make Loveloren a coveted destination for fashion enthusiasts worldwide.
    Lingerie:
    Loveloren’s lingerie collection exudes sensuality and elegance, embracing the beauty of femininity in every delicate detail. Crafted from luxurious fabrics such as lace, satin, and silk, each piece is thoughtfully designed to accentuate curves and evoke a sense of allure. From intricately embroidered bralettes to silk chemises and lace thongs, Loveloren’s lingerie ensures a perfect blend of comfort and seduction for every occasion. 
     

     
    Swimwear:
    Dive into summer with confidence and style with Loveloren’s swimwear collection. Designed to flatter every body type, our swimwear range features trendy bikinis, chic one-pieces, and stylish cover-ups that effortlessly transition from beach to poolside glam. With eye-catching prints, flattering silhouettes, and premium fabrics, Loveloren swimwear ensures you make a splash wherever you go. 
    Activewear:
    Stay motivated and stylish during your workouts with Loveloren’s activewear collection. Engineered for performance and comfort, our activewear pieces feature moisture-wicking fabrics, breathable mesh panels, and supportive designs that keep you cool and confident during even the most intense workouts. From sleek leggings to supportive sports bras and lightweight jackets, Loveloren activewear empowers you to achieve your fitness goals in style. 
    Accessories:
    Complete your look with Loveloren’s range of accessories that add the perfect finishing touch to any outfit. From statement jewelry to chic handbags, sunglasses, and scarves, our accessories collection offers a curated selection of on-trend pieces to elevate your style game. Whether you’re dressing up for a night out or adding flair to your everyday look, Loveloren accessories are the perfect complement to your personal style.
     
    Clothing:
    Experience the epitome of chic sophistication with Loveloren’s clothing collection. From casual basics to elegant evening wear, our clothing range offers versatile pieces for every occasion. Whether you’re looking for a cozy sweater, a tailored blazer, or a show-stopping dress, Loveloren’s clothing collection ensures effortless style and timeless elegance for every moment. 
    Conclusion:
    With its diverse range of products spanning lingerie, swimwear, activewear, accessories, and clothing, Loveloren epitomizes modern fashion that celebrates individuality, confidence, and style. Embrace the essence of sophistication and comfort with Loveloren’s meticulously crafted pieces that empower you to look and feel your best, no matter the occasion.

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Razib Ahmed Profile Details:

Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Executive Officer (CEO) since September 2025. He was positioned as Chief Rating Officer (CRO) in the same organization from January 2024 to August 2025. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Master's of Business Studies (MBS) with a concentration in Accounting from National University. He has been with WASO Credit Rating Company (BD) Limited since 2012. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed the business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:

Mrs. Monira Islam has been working at WCRCL as Chief Rating Officer (In-Charge) since February 2026. She has act in different positions in the rating department since joining WCRCL in 2012.

Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

Mrs. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:

Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:

Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:

Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

 

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:

Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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Md. Akter Hossain has been working at WCRCL as a Financial Analyst for WASO Credit Rating Company (BD) Limited. He joined in WCRCL in 2016. and is currently working as a deputy team leader. Mr. Akter has an MBA from the Prime University (PU) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than a thousand SME clients with diversified industries and modeling of various industries. He also worked to ensure analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

 

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