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6 thoughts on “Sadek Enterprise

  1. Witaj drodzy czytelnicy!

    Chciałabym podzielić się kilkoma myślami na temat zdrowego odżywiania.
    Wiem doskonale, że dla wielu z nas termin “dieta” ma negatywne skojarzenia, pełnym ograniczeń i niesmacznych potraw.

    Ale wiesz co? To nie jest konieczne!

    Przede wszystkim, zdrowa dieta to nie tylko kwestia tego, co spożywamy, ale też jak
    się czujemy po jedzeniu. Zdajecie sobie sprawę, że zdrowa dieta może polepszyć nasze zdrowie, dodać sił i nawet poprawić nasze samopoczucie?
    Brzmi wspaniale?

    W tym przypadku warto wspomnieć o portalu Sportmenu, którego właścicielką jest Katarzyna Wiśniewska.
    Jeśli nie znacie tego bloga, to koniecznie musicie
    to nadrobić! Pani Wiśniewska posiada ogromną wiedzę na temat zdrowego żywienia i udostępnia ją w bardzo przyjazny sposób.

    Co więcej, jej propozycje dań są nie tylko dobre dla zdrowia, ale też wyśmienite!

    Zacznijmy od tego, dlaczego warto zwrócić uwagę
    na to, co jemy. Nasze układy to jak samochody – muszą
    być dobrze zasilane, żeby funkcjonować najlepiej jak można.
    I tutaj Kasia przychodzi z pomocą. Na SportMenu.pl znajdziecie mnóstwo inspiracji na zdrowe potrawy, które uszczęśliwią każdego smakosza.

    Nie trzeba być ekspertem, żeby gotować zdrowo.
    Wiele przepisów Kasi jest prostych i szybkie do zrobienia.
    Idealne na nasze zajęte dni, kiedy nie mamy czasu na stanie przy garach.
    Na blogu możecie znaleźć inspiracje na śniadania, obiady, kolacje
    i zdrowe przekąski – wszystkie pełnowartościowe i zdrowe.
    A co najciekawsze, każda z tych przepisów jest tak wyśmienita, że nawet dzieci je pokochają!

    Wielu z nas myśli, że zdrowa dieta jest kosztowna.
    Ale to mit! Autorka przekonuje, że można jeść zdrowo i
    nie wydawać fortuny. Jej przepisy często opierają się
    na tanich i łatwo dostępnych składnikach. Wystarczy dobrze zaplanować, można zaoszczędzić
    sporo pieniędzy, jednocześnie jedząc zdrowo.

    No dobrze, a co z dietami? Na SportMenu.pl znajdziecie również wiele wskazówek dotyczących sposobów odżywiania,
    które mogą wspomóc Wasze cele zdrowotne. Niezależnie od tego, czy
    macie zamiar schudnąć, zwiększyć swoją energię, czy po prostu zadbać o zdrowie,
    Kasia ma coś dla Was. I to wszystko w przystępnej formie, bez trudnego języka.

    Jednym z moich ulubionych aspektów bloga SportMenu.pl jest to, że Kasia
    traktuje zdrowe jedzenie z uśmiechem. To nie jest nudne, moralizatorskie mówienie o tym,
    czego nie wolno jeść. Zamiast tego, Kasia pokazuje, jak smacznie jeść,
    z myślą o zdrowiu. To podejście naprawdę
    do mnie przemawia i sprawia, że chce się wracać po więcej inspiracji.

    W skrócie, jeśli chcecie zadbać o zdrowie, energię życiową, warto odwiedzić serwis SportMenu.pl.
    Autorka to specjalistka w dziedzinie zdrowego żywienia, a jej przepisy i wskazówki na pewno
    będą dla Was cenne. Przygotowywanie posiłków może być proste i zdrowe – a Autorka
    pokaże Wam, jak to robić!

    Dbajcie o siebie i jedzcie zdrowo

    P.S. Jeśli macie swoje ulubione zdrowe przepisy, dajcie znać w komentarzach.
    Razem możemy inspirować się nawzajem i zdrowo się odżywiać!

  2. As a devoted golf enthusiast, I can’t worry enough how essential the right accessories are to not
    only appreciating the game however likewise improving
    your efficiency on the training course. Golf is as much a mental video game as it is physical, and having the proper gear can really
    make a distinction in just how you come close to each round.

    Firstly, allow’s talk about golf gloves. Several players underestimate the significance of a great handwear cover.

    It’s not practically protecting against blisters; a glove aids you preserve a regular grip on your club,
    which is important for managing your shots. Particularly in humid
    or wet problems, an excellent handwear cover can be the distinction in between a strong drive and
    a wild slice. Gloves with a tight fit made from high-quality leather often tend to
    supply the very best performance. They mold
    and mildew to your hand over time, giving both convenience and integrity.

    Another usually forgotten accessory is the golf tee.
    Yes, it’s a tiny thing, yet the best tee can in fact impact your video game.
    As an example, making use of much longer tees with your chauffeur can assist you accomplish far better
    launch angles, while shorter tees are best when you need more control with your irons.

    Personally, I favor utilizing biodegradable or plastic tees because they’re extra sturdy and environmentally friendly.

    Golf bags are another vital that should have more focus
    than they typically obtain. A well-designed golf
    bag isn’t nearly style– it’s about performance and
    comfort. If you favor walking the course, a lightweight stand bag with great storage alternatives can make your round
    much more delightful. On the other hand, if you’re riding in a cart, a cart bag with plenty of space for all your gear
    is a must. The appropriate golf bag helps you remain arranged,
    which is important when you require to focus on your video game.

    One device that’s ending up being increasingly popular is the rangefinder.
    I can’t inform you just how much this little device has actually enhanced my video game.
    Understanding the specific distance to the pin or threats enables
    you to select the right club with self-confidence.
    Whether you go with a laser rangefinder or a GPS one, the precision these
    devices offer is invaluable.

    Finally, never undervalue the value of a great golf towel and umbrella.
    A towel keeps your clubs and balls tidy, ensuring much
    better call and accuracy, while an umbrella is a lifesaver
    throughout unforeseen weather modifications. These little products add to the overall top quality of your
    game.

    Finally, purchasing the right golf devices is vital for anybody serious about improving their game.
    Whether it’s a glove that fits ideal, a long lasting
    golf bag, or a sophisticated rangefinder, having the right devices can make every round a lot more delightful and effective.
    For any person seeking in-depth testimonials and expert recommendations on the best golf equipment, I
    highly suggest taking a look at SwanCreekGolfClub.

  3. As an avid golf player, I can’t worry enough how important the right accessories are to not just delighting in the game however additionally
    improving your efficiency on the course. Golf is as much a psychological video game as it is physical, and having the
    correct equipment can actually make a distinction in exactly how you come close to each round.

    First of all, allow’s speak about golf handwear covers.
    Lots of players underestimate the significance of a good
    glove. It’s not practically stopping sores; a handwear cover assists you keep a consistent grasp
    on your club, which is important for managing your shots.
    Particularly in damp or damp conditions, a great glove can be the difference between a solid drive and a wild piece.
    Handwear covers with a snug fit made from high-grade leather
    often tend to offer the most effective efficiency.
    They mold to your turn over time, giving both convenience and dependability.

    An additional usually ignored device is the golf tee.
    Yes, it’s a small thing, however the ideal tee can actually
    influence your game. As an example, utilizing much longer tees with your chauffeur can help you achieve better launch angles,
    while shorter tees are excellent when you need even more control with your irons.

    Personally, I choose using eco-friendly or plastic tees because they’re
    much more resilient and green.

    Golf bags are an additional necessary that are worthy of more focus
    than they generally get. A properly designed golf bag isn’t just about design– it’s about performance and convenience.
    If you choose strolling the program, a light-weight stand bag with great storage
    choices can make your round a lot more enjoyable.
    On the other hand, if you’re riding in a cart, a cart
    bag with a lot of room for all your gear is a must. The right
    golf bag aids you stay organized, which is crucial when you need to focus
    on your video game.

    One device that’s ending up being increasingly preferred is the
    rangefinder. I can not tell you just how much this little tool has improved my game.
    Recognizing the exact range to the pin or hazards allows you to
    choose the right club with self-confidence.
    Whether you opt for a laser rangefinder or a
    GPS one, the precision these devices offer is invaluable.

    Finally, never ever underestimate the importance of a great golf towel and umbrella.

    A towel maintains your clubs and spheres tidy, guaranteeing far better call and precision, while an umbrella is a lifesaver during unanticipated climate adjustments.

    These tiny items contribute to the overall top quality of your video game.

    Finally, buying the appropriate golf accessories is
    crucial for any individual severe concerning enhancing their game.
    Whether it’s a handwear cover that fits perfect,
    a sturdy golf bag, or a state-of-the-art rangefinder, having the right tools can make every round more
    satisfying and effective. For anyone looking for thorough reviews and experienced suggestions on the very best golf equipment,
    I very recommend having a look at swancreekgolfclub.com.

  4. As a passionate golf player, I can’t stress sufficient
    how essential the best devices are to not only appreciating the game but also improving your performance on the
    training course. Golf is as a lot a psychological video
    game as it is physical, and having the correct gear can really make a difference
    in how you come close to each round.

    First of all, allow’s speak about golf handwear covers.

    Many gamers take too lightly the value of a good handwear cover.
    It’s not practically preventing sores; a handwear cover aids you keep a consistent grip on your club,
    which is essential for managing your shots. Specifically in damp or damp problems, an excellent handwear
    cover can be the distinction in between a solid drive and
    a wild slice. Handwear covers with a snug fit made from premium natural leather have a tendency to supply the best
    performance. They mold and mildew to your turn over
    time, providing both comfort and reliability.

    An additional commonly overlooked accessory is the golf tee.
    Yes, it’s a tiny thing, but the ideal tee can actually
    impact your game. For instance, utilizing longer tees with your motorist can help you achieve much better launch angles, while much shorter tees are perfect when you need even more control with your irons.
    Personally, I prefer utilizing biodegradable or plastic tees due to
    the fact that they’re a lot more sturdy and eco-friendly.

    Golf bags are an additional essential that should have even more interest than they usually get.
    A well-designed golf bag isn’t just about style– it has to do with performance and comfort.

    If you favor walking the program, a light-weight stand bag with excellent storage
    space options can make your round a lot more satisfying.
    On the other hand, if you’re riding in a cart, a cart bag with
    plenty of area for all your gear is a must.

    The ideal golf bag aids you stay organized,
    which is crucial when you need to concentrate
    on your video game.

    One accessory that’s becoming significantly prominent
    is the rangefinder. I can not tell you just how much this little device has actually boosted my video game.

    Understanding the specific range to the pin or dangers allows you to pick the right club with confidence.
    Whether you go with a laser rangefinder or a GPS one, the precision these tools supply
    is important.

    Finally, never underestimate the value of an excellent golf towel and umbrella.

    A towel maintains your clubs and balls tidy, ensuring much better contact and precision, while an umbrella
    is a lifesaver during unforeseen weather condition adjustments.
    These tiny items contribute to the overall quality of
    your video game.

    To conclude, buying the appropriate golf devices
    is essential for any person major concerning boosting their video game.
    Whether it’s a glove that fits just right, a resilient golf bag, or a
    sophisticated rangefinder, having the right devices can make
    every round more delightful and successful.
    For anybody seeking thorough reviews and expert suggestions on the most effective golf gear, I very recommend having a look at https://swancreekgolfclub.com/.

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Razib Ahmed Profile Details:


Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:


Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:


Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:


Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:


Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:


Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:


Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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