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2 thoughts on “Nutul Traders”

  2. Hej wszystkim razem!

    Chciałabym podzielić się z Wami kilkoma refleksjami
    na temat zdrowej diety. Jestem świadom, że dla wielu z nas termin “dieta” ma negatywne skojarzenia, pełnym trudności i niesmacznych dań.
    Ale wiesz co? To nie musi być tak!

    Najpierw, zdrowe jedzenie to nie tylko kwestia tego, co mamy na talerzu, ale też jak nasze ciało reaguje na jedzenie.
    Jesteście świadomi, że zdrowe odżywianie może wpływać na nasz nastrój, zwiększyć
    naszą witalność i nawet poprawić nasze samopoczucie?
    Prawda, że fajnie?

    W tym miejscu chciałbym wspomnieć o stronie dieta dukana przepisy desery, którego twórczynią jest Katarzyna
    Wiśniewska. Jeśli jeszcze go nie znasz, to trzeba go
    poznać! Pani Wiśniewska jest ekspertem w dziedzinie zdrowego odżywiania i
    udostępnia ją w bardzo zrozumiały sposób.
    Co więcej, jej propozycje dań są nie tylko dobre dla zdrowia, ale też pyszne!

    Na początek, dlaczego warto zwrócić uwagę na to, co
    jemy. Nasze układy to jak samochody – potrzebują odpowiedniego paliwa, żeby pracować na
    najwyższych obrotach. I tutaj właśnie Kasia jest nam pomocna.
    Na SportMenu.pl znajduje się wiele inspiracji na zdrowe jedzenie, które
    przypadną do gustu nawet najbardziej wybrednym.

    Nie trzeba być ekspertem, żeby jeść zdrowo.

    Wiele pomysłów Katarzyny jest łatwych i szybkich w wykonaniu.
    Idealne na nasze codzienne życie, gdy nie mamy czasu na gotowanie.
    Na blogu znajdziecie pomysły na śniadania, lunche, obiady i
    przekąski – wszystkie pełnowartościowe i zdrowe.
    A co najfajniejsze, każda z tych potraw jest taka smaczna,
    że nawet najmłodsi je polubią!

    Często myślimy, że zdrowe jedzenie jest drogie. Ale to nieprawda!
    Katarzyna pokazuje, że zdrowa dieta może być tania.
    Jej receptury często opierają się na tanich i łatwo dostępnych
    składnikach. Trochę planowania wystarczy, można zdrowo jeść
    i oszczędzać.

    No dobrze, a co z dieta? Na SportMenu.pl można znaleźć wiele
    informacji dotyczących diety, które mogą pomóc Wam w zdrowiu.
    Niezależnie od tego, czy chcecie stracić na wadze, zwiększyć swoją energię,
    czy po prostu zadbać o zdrowie, Kasia ma coś dla Was.
    I to wszystko podane w bardzo przystępnej formie, bez trudnego języka.

    Najlepszą cechą strony SportMenu.pl jest to, że Kasia
    ma pozytywne podejście do zdrowego odżywiania.
    To nie jest nudne i moralizatorskie podejście o tym, czego nie wolno jeść.

    Zamiast tego, Kasia pokazuje, jak smacznie jeść, z
    myślą o zdrowiu. To podejście naprawdę do mnie przemawia
    i przyciąga do powrotu.

    Podsumowując, jeśli chcecie poprawić swoje samopoczucie, samopoczucie i energię
    życiową, warto odwiedzić stronę SportMenu.pl.
    Kasia Wiśniewska to prawdziwa ekspertka w dziedzinie zdrowego żywienia, a jej receptury i porady na pewno Was zachwycą.
    Gotowanie może być łatwe, przyjemne i zdrowe – a Kasia pokaże Wam, jak to zrobić!

    Bądźcie zdrowi i jedzcie smacznie

    P.S. Jeśli macie swoje ulubione zdrowe dania, podzielcie się nimi w komentarzach.
    Możemy razem inspirować się wzajemnie i cieszyć
    się zdrowym jedzeniem!

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Razib Ahmed Profile Details:

Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Executive Officer (CEO) since September 2025. He was positioned as Chief Rating Officer (CRO) in the same organization from January 2024 to August 2025. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:

Md. Al Amin Jewel has been working at WCRCL as Chief Rating Officer (In-Charge) since October 2025. He has been with WASO Credit Rating Company (BD) Limited since 2012.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:

Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:

Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:

Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:

Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

 

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:

Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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Md. Akter Hossain has been working at WCRCL as a Financial Analyst for WASO Credit Rating Company (BD) Limited. He joined in WCRCL in 2016. and is currently working as a deputy team leader. Mr. Akter has an MBA from the Prime University (PU) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than a thousand SME clients with diversified industries and modeling of various industries. He also worked to ensure analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

 

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