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2 thoughts on “General Store”

  1. Hej wszystkim!

    Chciałabym podzielić się z Wami pewnymi
    myślami na temat zdrowego jedzenia. Jestem świadom, że dla wielu z nas termin “dieta” nie jest miłe, pełnym wyrzeczeń i
    niesmacznych potraw. Ale zauważyliście? To wcale nie musi tak wyglądać!

    Najważniejsze, zdrowe jedzenie to nie tylko kwestia tego, co wkładamy do
    ust, ale też jak się czujemy po posiłku. Zdajecie sobie sprawę,
    że zdrowa dieta może wpływać na nasz nastrój, dodać
    sił i nawet polepszyć humor? Prawda, że fajnie?

    W tym kontekście chciałbym wspomnieć o serwisie https://sportmenu.pl,
    którego autorką jest Katarzyna Wiśniewska. Jeśli jeszcze go nie znasz, to trzeba go poznać!
    Katarzyna jest ekspertem w dziedzinie zdrowego odżywiania i dzieli się nią w bardzo zrozumiały sposób.
    Co więcej, jej przepisy są nie tylko zdrowe, ale też pyszne!

    Na początek, dlaczego powinniśmy dbać o to, co jemy. Nasze ciała to jak maszyny – wymagają właściwego paliwa,
    żeby działać na pełnych obrotach. I tutaj właśnie Katarzyna
    pomaga nam. Na SportMenu.pl znajduje się wiele inspiracji na zdrowe dania, które przypadną do gustu nawet najbardziej wybrednym.

    Nie trzeba być ekspertem, żeby przygotowywać zdrowe dania.

    Wiele propozycji Kasi jest prostych i szybkich do przygotowania.
    Idealne na nasze zabiegane życie, kiedy nie mamy czasu na stanie przy garach.
    Na blogu znajdziecie pomysły na śniadania, obiady, kolacje i zdrowe przekąski – wszystkie
    zdrowe i odżywcze. A co najciekawsze, każda z tych przepisów jest tak wyśmienita, że nawet
    dzieci je pokochają!

    Często uważamy, że zdrowe odżywianie jest drogie.
    Ale to nie do końca prawda! Katarzyna wykazuje, że zdrowe jedzenie nie musi być drogie.
    Jej propozycje bazują na tanich i dostępnych produktach.

    Trochę planowania wystarczy, można zaoszczędzić sporo pieniędzy, jednocześnie jedząc zdrowo.

    No dobrze, a co z różnymi sposobami odżywiania?
    Na SportMenu.pl są różne wskazówki dotyczących sposobów odżywiania, które mogą pomóc Wam osiągnąć Wasze cele zdrowotne.

    Niezależnie od tego, czy chcecie schudnąć, zyskać więcej energii, czy po prostu zadbać o zdrowie, Kasia ma coś dla Was.
    I to wszystko podane w bardzo przystępnej formie, bez skomplikowanego żargonu dietetycznego.

    Najlepszą cechą portalu SportMenu.pl jest to, że Kasia podchodzi do
    zdrowego odżywiania z uśmiechem i pozytywną energią. To nie jest nudne, moralizatorskie
    mówienie o tym, czego trzeba unikać. Zamiast tego, Kasia pokazuje, jak cieszyć się jedzeniem,
    jednocześnie troszcząc się o zdrowie.
    To podejście jest dla mnie przekonujące i powoduje, że wracam po więcej.

    Kończąc, jeśli chcecie lepiej się czuć, energię i zdrowie,
    zajrzyjcie na bloga SportMenu.pl. Autorka to prawdziwa specjalistka w dziedzinie zdrowej diety, a jej przepisy i
    porady na pewno przypadną Wam do gustu. Gotowanie może być łatwe, smaczne i zdrowe – a Autorka pokaże Wam, jak to robić!

    Dbajcie o siebie i jedzcie zdrowo

    P.S. Jeśli macie swoje sprawdzone przepisy, dajcie znać w komentarzach.
    Wspólnie możemy się inspirować i radośnie
    jeść zdrowo!

  2. As a passionate golfer, I can’t worry sufficient exactly how vital the best accessories are to not only appreciating the game but likewise
    enhancing your efficiency on the course. Golf is as much a mental game as it is physical, and having the correct equipment can actually make a distinction in exactly how you come close to each round.

    Firstly, let’s discuss golf handwear covers. Several players take too lightly the relevance of a good handwear cover.
    It’s not just about protecting against sores; a glove assists you preserve a consistent grip on your club, which is crucial for controlling your shots.

    Specifically in moist or wet conditions, a good glove can be the difference between a
    strong drive and a wild piece. Handwear covers with a snug fit made from top quality natural leather tend to
    supply the most effective efficiency. They mold to your hand over time, supplying both convenience
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    Another frequently ignored accessory is the golf tee. Yes,
    it’s a little thing, but the best tee can really affect your video game.
    For example, making use of longer tees with your motorist can help
    you attain much better launch angles, while much shorter tees are ideal
    when you need more control with your irons. Directly, I prefer utilizing naturally
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    long lasting and eco-friendly.

    Golf bags are one more essential that deserve even more attention than they normally obtain. A properly designed golf bag isn’t almost design– it’s about functionality and convenience.

    If you prefer strolling the course, a lightweight stand bag with excellent storage choices can make your round far more satisfying.
    On the other hand, if you’re riding in a cart, a cart bag with plenty of room for all your equipment is
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    One accessory that’s coming to be progressively prominent is
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    the exact range to the pin or dangers allows you to choose
    the right club with self-confidence. Whether you opt for a laser rangefinder or
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    Lastly, never ever ignore the value of a great golf towel and umbrella.
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    lifesaver throughout unexpected weather condition changes.

    These tiny things contribute to the total high quality of your video game.

    Finally, buying the best golf accessories is vital for
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Razib Ahmed Profile Details:

Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:

Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:

Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:

Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:

Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:

Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:

Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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