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3 thoughts on “Gani Plastic

  1. Witam kochani!

    Pragnę podzielić się z Wami kilkoma refleksjami na temat zdrowego odżywiania.
    Wiem doskonale, że dla wielu z nas słowo “dieta” kojarzy się z czymś
    strasznym, związanym z wyrzeczeniami i niesmacznymi posiłkami.
    Ale wiecie co? To nie jest konieczne!

    Najpierw, zdrowa dieta to nie tylko kwestia tego, co wkładamy do ust, ale
    też jak się czujemy po jedzeniu. Jesteście świadomi, że zdrowa dieta może polepszyć nasze zdrowie,
    zwiększyć naszą witalność i nawet polepszyć humor?
    Brzmi cudownie?

    W tym miejscu chciałbym wspomnieć o stronie sportmenu.pl, którego właścicielką
    jest Katarzyna Wiśniewska. Jeśli nie znacie tego bloga,
    to warto to nadrobić! Autorka jest ekspertem w dziedzinie
    zdrowego odżywiania i dzieli się nią w bardzo przyjazny sposób.
    Co więcej, jej propozycje dań są nie tylko odżywcze,
    ale też pyszne!

    Przede wszystkim, dlaczego powinniśmy dbać o to, co jemy.
    Nasze układy to jak auta – działają na odpowiednim paliwie,
    żeby funkcjonować najlepiej jak można. I tutaj właśnie
    Katarzyna przychodzi z pomocą. Na SportMenu.pl znajdziecie mnóstwo inspiracji na zdrowe potrawy,
    które zadowolą najbardziej wymagających.

    Nie trzeba być mistrzem kuchni, żeby gotować zdrowo. Wiele pomysłów Katarzyny jest prostych
    i szybkie do zrobienia. Idealne na nasze zabiegane życie, gdy brakuje czasu na gotowanie.
    Na blogu znajdziecie pomysły na śniadania, obiady, kolacje i zdrowe przekąski – wszystkie pełne wartości odżywczych.
    A co najciekawsze, każda z tych propozycji jest taka smaczna, że nawet dzieciaki
    je polubią!

    Często myślimy, że zdrowa dieta jest kosztowna.

    Ale to nieprawda! Autorka pokazuje, że zdrowa dieta może być tania.

    Jej propozycje opierają się na niedrogich i dostępnych produktach.

    Trochę planowania wystarczy, można zdrowo jeść
    i oszczędzać.

    No dobrze, a co z dietami? Na SportMenu.pl znajdziecie również wiele wskazówek
    dotyczących różnych diet, które mogą pomóc Wam w zdrowiu.
    Niezależnie od tego, czy chcecie schudnąć, mieć więcej sił, czy
    po prostu poprawić swoje zdrowie, Kasia ma coś dla Was.
    I to wszystko w przystępnej formie, bez skomplikowanego języka.

    Jednym z moich ulubionych aspektów portalu SportMenu.pl jest to, że Kasia podchodzi do zdrowego odżywiania z
    uśmiechem i pozytywną energią. To nie jest nudne,
    moralizatorskie mówienie o tym, czego powinniśmy unikać.

    Zamiast tego, Kasia pokazuje, jak smacznie jeść, jednocześnie dbając
    o zdrowie. To podejście bardzo mi się podoba
    i sprawia, że chce się wracać po więcej inspiracji.

    Podsumowując, jeśli chcecie lepiej się czuć,
    samopoczucie i witalność, koniecznie zajrzyjcie na serwis SportMenu.pl.
    Pani Wiśniewska to specjalistka w dziedzinie zdrowego odżywiania, a jej receptury i porady na pewno Wam się spodobają.
    Gotowanie może być łatwe, przyjemne i zdrowe – a Kasia Wam to udowodni!

    Zdrowo i smacznie!

    P.S. Jeśli macie swoje ulubione zdrowe dania, dajcie znać w
    komentarzach. Wspólnie możemy się inspirować i cieszyć się zdrowym stylem życia!

  2. As a serious golfer, I can’t emphasize sufficient how crucial the ideal accessories are to not just appreciating the game but likewise
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    Gloves with a tight fit made from high-grade leather tend to use the best performance.
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    An additional typically neglected accessory is the golf tee.

    Yes, it’s a small item, yet the ideal tee can actually impact your game.

    As an example, making use of longer tees with your vehicle driver can help you attain far better launch
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    Personally, I choose utilizing biodegradable or
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    A properly designed golf bag isn’t almost style– it’s about
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  3. As a devoted golfer, I can not worry sufficient how vital
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    Golf is as much a psychological video game as it is physical,
    and having the correct gear can really make a difference in just how you approach each round.

    Firstly, let’s discuss golf handwear covers.
    Numerous players underestimate the value of an excellent glove.

    It’s not just about stopping blisters; a glove helps you maintain a constant hold on your club, which is crucial for regulating your shots.
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    One more typically overlooked accessory is the golf tee.

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    For instance, utilizing longer tees with your chauffeur can help you attain far better launch angles, while shorter tees are excellent when you require more control with your irons.
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    Whether you select a laser rangefinder or a GPS one, the precision these tools provide is important.

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Razib Ahmed Profile Details:


Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:


Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:


Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:


Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:


Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:


Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:


Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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