Tel:+88 01313717307,+88-02-9101874
E-mail:wcrcl@wasocreditrating.com
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Mrs. Monira Islam has been working at WCRCL as Chief Rating Officer (In-Charge) since February 2026. She has act in different positions in the rating department since joining WCRCL in 2012.
Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.
Mrs. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.
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Well said. One thing I’d add: the timeline matters too — what looked like a failure at month three often looks like a foundation by month twelve. Context changes everything.
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