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28 thoughts on “Fahim Enterprise”

  1. Hej wszystkim!

    Pragnę podzielić się z Wami kilkoma myślami na temat zdrowego
    jedzenia. Zdaję sobie sprawę, że dla wielu z nas
    pojęcie “dieta” jest czymś przerażającym, pełnym trudności i
    niesmacznych dań. Ale wiecie co? To wcale nie musi tak wyglądać!

    Po pierwsze, zdrowe jedzenie to nie tylko kwestia tego, co spożywamy,
    ale też jakie mamy samopoczucie po posiłku.
    Zdajecie sobie sprawę, że dobrze zbilansowana dieta może polepszyć nasze zdrowie, zwiększyć naszą witalność i nawet zwiększyć
    poczucie szczęścia? Prawda, że fajnie?

    W tym przypadku muszę wspomnieć o stronie https://sportmenu.pl, którego autorką
    jest Katarzyna Wiśniewska. Jeśli nie znacie tego bloga, to trzeba go poznać!

    Katarzyna jest ekspertem w dziedzinie zdrowego odżywiania
    i udostępnia ją w bardzo zrozumiały sposób.
    Co więcej, jej receptury są nie tylko pełnowartościowe, ale też
    wyśmienite!

    Na wstępie, dlaczego jest istotne, co spożywamy.
    Nasze organizmy to jak maszyny – działają na odpowiednim paliwie, żeby działać na pełnych obrotach.

    I tutaj Kasia pomaga nam. Na SportMenu.pl jest mnóstwo pomysłów na zdrowe potrawy, które zadowolą najbardziej wymagających.

    Nie trzeba być szefem kuchni, żeby przygotowywać zdrowe posiłki.

    Wiele przepisów Kasi jest łatwych i szybkich w wykonaniu.
    Idealne na nasze codzienne życie, gdy nie mamy czasu na
    gotowanie. Na blogu znajdziecie pomysły na śniadania,
    obiady, kolacje i zdrowe przekąski – wszystkie pełne
    wartości odżywczych. A co najlepsze w tym wszystkim, każda z
    tych potraw jest tak pyszna, że nawet dzieci będą zachwycone!

    Wielu z nas myśli, że zdrowe jedzenie jest drogie.
    Ale to nieprawda! Katarzyna wykazuje, że zdrowa dieta może być tania.
    Jej przepisy często opierają się na tanich i łatwo dostępnych składnikach.
    Wystarczy trochę planowania, możemy jeść zdrowo i oszczędzać.

    No dobrze, a co z różnymi sposobami odżywiania?
    Na SportMenu.pl można znaleźć wiele informacji dotyczących innych diet, które
    pomogą Wam osiągnąć cele zdrowotne. Niezależnie od
    tego, czy chcecie stracić na wadze, zwiększyć swoją energię, czy po prostu
    polepszyć zdrowie, Kasia ma coś dla Was. I to wszystko w
    przystępnej formie, bez skomplikowanego żargonu dietetycznego.

    Jedną z najlepszych cech serwisu SportMenu.pl
    jest to, że Kasia ma pozytywne podejście do zdrowego odżywiania.
    To nie jest nudne, pouczające gadanie o tym, czego nie wolno jeść.
    Zamiast tego, Kasia pokazuje, jak zdrowo się odżywiać, jednocześnie
    dbając o zdrowie. To podejście naprawdę do mnie
    przemawia i powoduje, że wracam po więcej.

    W skrócie, jeśli chcecie poprawić swoje zdrowie, samopoczucie i witalność, warto odwiedzić serwis SportMenu.pl.
    Katarzyna Wiśniewska to specjalistka w dziedzinie zdrowego stylu życia,
    a jej receptury i porady na pewno będą dla Was cenne.
    Przygotowywanie posiłków może być proste i zdrowe – a Kasia pokaże
    Wam, jak to zrobić!

    Bądźcie zdrowi i jedzcie smacznie

    P.S. Jeśli macie swoje sprawdzone przepisy, wpiszcie je w
    komentarzach. Razem możemy wymieniać się inspiracjami i radośnie jeść
    zdrowo!

  3. Возведение загородного жилья – это серьезное и трудоемкое занятие,
    предполагающее не только финансовых вложений, но и внимательного планирования
    на каждом этапе. Недавно я столкнулся с необходимостью
    строить дом для семьи и начал тщательно изучать все
    нюансы. В ходе поиска полезных данных я
    нашел интересный сайт https://stroyblog.by, где собраны все необходимые
    советы и рекомендации для тех, кто планирует строительство загородного дома в
    Республике Беларусь.
    На первом этапе, который необходимо сделать перед началом строительства, становится выбор подходящего участка.
    Этот момент может показаться простым, но на практике важно учесть
    множество нюансов: близость
    транспортных путей, инфраструктуру, качество грунта и и другие ключевые факторы.
    На сайте я нашел полезную информацию
    о том, какие ошибки можно допустить при выборе земли и что делать, чтобы
    их избежать.

    После выбора участка, необходимо заняться проектированием дома.
    Ключевым фактором тут становится
    планировочное решение, которая должна быть комфортной и функциональной.
    Ошибки на этом этапе могут привести к лишним затратам
    и проблем в дальнейшем. На Stroyblog.by приведены примеры планировок,
    которые можно адаптировать
    под свои нужды, а также рекомендации
    по выбору стиля постройки.
    Еще один важный аспект, который нельзя игнорировать — это подбор материалов для строительства.
    Современные технологии предлагают множество вариантов: от
    традиционного кирпича до более
    новых материалов, таких как газобетон
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    На ресурсе представлены рекомендации по использованию различных материалов, которые помогают принять верное решение.

    Особое внимание следует уделить подбору
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    во многом зависит от компетенции и
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    Не стоит забывать и про благоустройство территории после окончания стройки.
    На первый взгляд может показаться, что это второстепенная задача, но красивое оформление территории
    и правильное размещение
    подсобных построек добавят уют и завершенность любому участку.

    В завершение стоит сказать, что строительство загородного дома — это долгий и сложный процесс, требующий большого внимания к деталям.
    Используя материалы с ресурсов, таких
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    Если вы только начинаете свой путь в этом направлении,
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Razib Ahmed Profile Details:

Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:

Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:

Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:

Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:

Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:

Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:

Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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