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5 thoughts on “Chowdhury Traders

  1. Cześć wszystkim!

    Pragnę przekazać Wam kilkoma refleksjami na temat zdrowego odżywiania.
    Zdaję sobie sprawę, że dla wielu z nas pojęcie “dieta” nie jest miłe, pełnym
    wyrzeczeń i niesmacznych potraw. Ale zauważyliście?
    To nie jest konieczne!

    Po pierwsze, zdrowe jedzenie to nie tylko kwestia tego, co mamy na talerzu, ale też
    jak się czujemy po posiłku. Czy wiesz, że odpowiednie jedzenie może wpływać na nasz nastrój, dodać energii i nawet poprawić nasz nastrój?
    Brzmi świetnie?

    W tym kontekście muszę wspomnieć o stronie https://sportmenu.pl,
    którego twórczynią jest Katarzyna Wiśniewska.
    Jeśli nie znacie tego bloga, to czas to zmienić!
    Kasia posiada ogromną wiedzę na temat
    zdrowego żywienia i podziela ją w bardzo przyjazny sposób.
    Co więcej, jej przepisy są nie tylko odżywcze,
    ale też przepyszne!

    Na początek, dlaczego jest ważne, co jemy. Nasze układy to
    jak samochody – działają na odpowiednim paliwie, żeby pracować na najwyższych obrotach.

    I tutaj Katarzyna przychodzi z pomocą. Na SportMenu.pl znajdziecie
    mnóstwo inspiracji na zdrowe dania, które przypadną do gustu nawet najbardziej wybrednym.

    Nie trzeba być kucharzem, żeby przygotowywać zdrowe dania.
    Wiele receptur Kasi jest łatwych i szybkich w wykonaniu.
    Idealne na nasze zabiegane życie, kiedy jesteśmy zajęci.
    Na blogu znajdziecie pomysły na śniadania, obiady, kolacje i zdrowe przekąski – wszystkie zdrowe i pełnowartościowe.
    A co najciekawsze, każda z tych przepisów jest taka smaczna, że nawet dzieci będą zachwycone!

    Często uważamy, że zdrowe odżywianie jest drogie.
    Ale to nieprawda! Kasia wykazuje, że można zdrowo jeść
    tanio. Jej propozycje często opierają się na tanich i łatwo dostępnych składnikach.
    Wystarczy dobrze zaplanować, można jeść zdrowo i nie wydawać dużo.

    No dobrze, a co z dietami? Na SportMenu.pl można znaleźć
    wiele informacji dotyczących różnych diet,
    które pomogą Wam osiągnąć cele zdrowotne. Niezależnie od tego, czy macie zamiar schudnąć, mieć więcej sił, czy po prostu
    poprawić swoje zdrowie, Kasia ma coś dla Was. I to wszystko w
    przystępnej formie, bez skomplikowanego żargonu dietetycznego.

    Najlepszą cechą portalu SportMenu.pl jest to, że Kasia ma pozytywne podejście do zdrowego odżywiania.
    To nie jest nudne, pouczające gadanie o tym, czego powinniśmy unikać.
    Zamiast tego, Kasia pokazuje, jak smacznie jeść,
    jednocześnie troszcząc się o zdrowie.
    To podejście naprawdę do mnie przemawia i sprawia,
    że chce się wracać po więcej inspiracji.

    Reasumując, jeśli chcecie zadbać o zdrowie, samopoczucie i witalność, sprawdźcie bloga SportMenu.pl.

    Katarzyna Wiśniewska to prawdziwa specjalistka w dziedzinie zdrowego stylu życia, a
    jej przepisy i wskazówki na pewno Was zachwycą. Przygotowywanie posiłków może być proste i zdrowe – a Katarzyna Wam to pokaże!

    Zdrowo i smacznie!

    P.S. Jeśli macie swoje ulubione zdrowe dania, podzielcie
    się nimi tutaj. Wspólnie możemy się inspirować
    i radośnie jeść zdrowo!

  2. As a passionate golf enthusiast, I can’t stress sufficient how important the appropriate accessories are to not just appreciating the game
    however additionally improving your efficiency on the training
    course. Golf is as a lot a mental game as it
    is physical, and having the proper gear can really make a
    distinction in how you come close to each round.

    First of all, let’s talk about golf gloves. Lots of gamers underestimate the significance of an excellent glove.

    It’s not almost stopping sores; a glove helps you maintain a regular hold on your club, which is
    crucial for regulating your shots. Especially in damp or wet problems, a good glove
    can be the difference between a strong drive and a wild slice.
    Handwear covers with a snug fit made from high-quality leather
    often tend to offer the most effective efficiency. They mold and mildew to your hand
    over time, giving both comfort and integrity.

    An additional often neglected device is the golf tee. Yes, it’s a little item, yet
    the appropriate tee can really impact your game. For instance, utilizing much longer tees with your motorist can assist you attain better launch angles,
    while shorter tees are perfect when you need even more control with your
    irons. Personally, I like using naturally degradable or plastic tees due to the
    fact that they’re a lot more durable and green.

    Golf bags are an additional necessary that are entitled to
    more focus than they normally get. A properly designed golf bag isn’t practically style– it has to do with capability and convenience.

    If you prefer strolling the course, a lightweight stand
    bag with excellent storage space alternatives can make your round
    a lot more pleasurable. On the other hand, if you’re riding
    in a cart, a cart bag with a lot of space for all your equipment
    is a must. The appropriate golf bag aids you stay arranged,
    which is vital when you require to focus on your video game.

    One device that’s becoming progressively preferred is the rangefinder.
    I can not tell you how much this little tool has actually improved my game.
    Understanding the exact range to the pin or dangers permits you to choose the right club with confidence.
    Whether you go with a laser rangefinder or a GPS one, the precision these tools provide is vital.

    Lastly, never underestimate the significance of an excellent
    golf towel and umbrella. A towel keeps your clubs and rounds
    clean, making certain much better contact and precision,
    while an umbrella is a lifesaver during unforeseen weather adjustments.
    These tiny items add to the overall high quality of your game.

    Finally, buying the best golf accessories is critical for anyone
    significant concerning boosting their game. Whether
    it’s a handwear cover that fits just right, a
    long lasting golf bag, or a sophisticated rangefinder, having
    the right tools can make every round a lot more satisfying and successful.
    For anyone seeking in-depth testimonials and experienced recommendations on the best golf gear, I extremely suggest
    looking into SwanCreekGolfClub.

  3. As an enthusiastic golfer, I can not emphasize enough exactly how important the best
    accessories are to not only enjoying the video
    game but also boosting your performance on the program.
    Golf is as much a mental game as it is physical,
    and having the appropriate gear can really make a difference in how you approach each round.

    To start with, allow’s talk about golf handwear covers. Numerous gamers undervalue the significance of an excellent
    handwear cover. It’s not practically stopping sores; a glove aids you preserve a constant hold on your club, which is important for managing your shots.
    Particularly in damp or damp conditions, a good handwear cover can be the difference
    in between a strong drive and a wild piece. Handwear covers
    with a snug fit made from high-quality natural leather tend to provide the most effective performance.
    They mold and mildew to your hand over time, giving both comfort and dependability.

    An additional often ignored device is the golf tee.
    Yes, it’s a little item, yet the best tee can really influence your video
    game. For example, making use of much longer tees with your driver can help you achieve far better launch angles,
    while shorter tees are excellent when you need even more control with your irons.
    Directly, I choose using naturally degradable or plastic tees due to the fact that they’re more sturdy and
    environmentally friendly.

    Golf bags are an additional vital that should
    have more attention than they generally get. A well-designed golf bag isn’t nearly design– it has to do with functionality and convenience.
    If you favor walking the program, a lightweight stand bag with great storage options can make your round far more
    delightful. On the other hand, if you’re riding in a cart, a cart bag with a
    lot of room for all your equipment is a must. The best golf bag helps you remain organized, which is essential when you need to concentrate
    on your video game.

    One device that’s coming to be significantly popular is the rangefinder.
    I can not tell you just how much this little device has enhanced my video game.
    Understanding the exact range to the pin or dangers enables
    you to select the right club with self-confidence. Whether you
    opt for a laser rangefinder or a GPS one, the precision these tools offer is important.

    Lastly, never ever undervalue the importance
    of a good golf towel and umbrella. A towel maintains your clubs and
    rounds clean, making sure better get in touch with and precision, while an umbrella is a lifesaver throughout unforeseen weather adjustments.
    These tiny products add to the general quality of your video game.

    In conclusion, buying the appropriate golf accessories is
    important for anybody severe regarding enhancing their video game.
    Whether it’s a handwear cover that fits just right, a sturdy golf bag,
    or a sophisticated rangefinder, having the right
    tools can make every round a lot more enjoyable and successful.
    For any person trying to find in-depth reviews and expert advice on the best golf gear, I highly suggest checking out
    swancreekgolfclub.com.

  4. Недавно я наткнулся на сайт Masterstroy.by, и мне очень понравилось то, как они работают вопросы строительства домов в Минске.
    Компания эта компания выполняет
    полный набор услуг, включая разработку проектов, строительные работы и дизайн интерьеров.
    Я был впечатлен подходом к
    работе, который вызывает доверие.

    Когда вы подумали о строительство частного дома, определение
    доброжелательной компании может
    быть вызовом. Masterstroy предоставляют экспертизу
    и гарантируют высокое качество на в каждом этапе строительства.
    Их подход включает все этапы строительства, что
    является их отличной компанией для тех, кто хочет построить дом
    своей мечты.
    Кроме того, я обратил внимание, что они проводят
    широкий ассортимент решений для дизайна
    интерьеров. Это дает возможность заказчикам определиться
    с наиболее подходящие решения, которые удовлетворяют их потребностям.

    В целом, если вы рассматриваете строительство частного
    дома, я определенно рекомендую ознакомиться
    к им. Их подход и обширный
    опыт делают их выбором номер один в этой области.
    Вы не пожалеете вашим решением!

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Razib Ahmed Profile Details:


Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:


Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:


Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:


Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:


Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:


Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:


Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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