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10 thoughts on “Alib Composite Limited”

  1. Witam wszystkim!

    Pragnę podzielić się z Wami kilkoma myślami na temat zdrowego odżywiania.
    Jestem świadom, że dla wielu z nas słowo “dieta” kojarzy się z czymś strasznym, pełnym trudności i
    niesmacznych dań. Ale wiecie co? To nie musi być prawdą!

    Najpierw, zdrowa dieta to nie tylko kwestia tego, co mamy na
    talerzu, ale też jakie mamy samopoczucie po posiłku.
    Zdajecie sobie sprawę, że zdrowe odżywianie może zwiększyć naszą energię, zwiększyć naszą witalność i nawet poprawić nasz nastrój?
    Prawda, że fajnie?

    W tym kontekście chciałbym wspomnieć o serwisie makaron na zimno, którego twórczynią jest Katarzyna Wiśniewska.
    Jeśli jeszcze go nie znacie, to warto to nadrobić!
    Autorka posiada ogromną wiedzę na temat zdrowego żywienia i
    udostępnia ją w bardzo łatwy sposób. Co więcej, jej propozycje dań są nie tylko dobre
    dla zdrowia, ale też smaczne!

    Zacznijmy od tego, dlaczego jest istotne,
    co spożywamy. Nasze cielesności to jak mechanizmy – wymagają właściwego paliwa,
    żeby działać na pełnych obrotach. I
    tutaj właśnie Katarzyna przychodzi z pomocą. Na SportMenu.pl możecie znaleźć wiele inspiracji na zdrowe dania,
    które przypadną do gustu nawet najbardziej wybrednym.

    Nie trzeba być ekspertem, żeby jeść zdrowo. Wiele receptur Kasi jest
    łatwych i szybkich w wykonaniu. Idealne na nasze zajęte dni, kiedy nie mamy czasu
    na stanie przy garach. Na blogu znajduje się wiele propozycji na śniadania, obiady, kolacje
    i przekąski – wszystkie zdrowe i odżywcze.
    A co najlepsze w tym wszystkim, każda z tych dań jest taka
    smaczna, że nawet najmłodsi je polubią!

    Często uważamy, że zdrowe jedzenie jest drogie. Ale to nie jest prawda!
    Autorka wykazuje, że można jeść zdrowo i nie wydawać fortuny.
    Jej pomysły często opierają się na tanich i łatwo dostępnych składnikach.
    Wystarczy dobrze zaplanować, możemy jeść zdrowo i oszczędzać.

    No dobrze, a co z różnymi sposobami odżywiania?
    Na SportMenu.pl są różne wskazówki dotyczących diety,
    które mogą pomóc Wam w zdrowiu. Niezależnie od tego, czy chcecie schudnąć, zwiększyć swoją energię, czy po prostu poprawić swoje zdrowie, Kasia ma coś dla Was.
    I to wszystko podane przystępnie, bez skomplikowanego żargonu
    dietetycznego.

    Jedną z najlepszych cech bloga SportMenu.pl jest to, że Kasia podchodzi do zdrowego odżywiania z
    uśmiechem i pozytywną energią. To nie jest nudne, moralizatorskie
    mówienie o tym, czego powinniśmy unikać. Zamiast tego, Kasia pokazuje, jak zdrowo się odżywiać, jednocześnie troszcząc się o zdrowie.
    To podejście naprawdę do mnie przemawia i zachęca
    do częstszego odwiedzania bloga.

    W skrócie, jeśli chcecie lepiej się czuć, samopoczucie i witalność, warto odwiedzić bloga SportMenu.pl.

    Autorka to prawdziwa specjalistka w dziedzinie zdrowej diety, a jej
    propozycje i rady na pewno Wam się spodobają.

    Gotowanie może być proste, przyjemne i zdrowe – a Katarzyna
    Wam to pokaże!

    Trzymajcie się zdrowo i smacznie

    P.S. Jeśli znacie pyszne zdrowe przepisy, podzielcie się nimi w komentarzach.
    Możemy razem inspirować się wzajemnie i zdrowo się odżywiać!

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Razib Ahmed Profile Details:

Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:

Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:

Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:

Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:

Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:

Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:

Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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