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12 thoughts on “Abdul Hakim Traders”

  2. Witam wszystkim razem!

    Chciałabym opowiedzieć Wam o kilkoma refleksjami na temat zdrowego stylu życia.
    Zdaję sobie sprawę, że dla wielu z nas słowo “dieta” ma negatywne skojarzenia, pełnym wyrzeczeń i niesmacznych potraw.
    Ale macie świadomość? To wcale nie musi tak wyglądać!

    Najważniejsze, zdrowa dieta to nie tylko kwestia tego, co wkładamy do ust, ale też jak nasze ciało reaguje na jedzenie.
    Czy wiesz, że zdrowe odżywianie może zwiększyć naszą energię, dodać sił i nawet
    polepszyć humor? Prawda, że fajnie?

    W tym miejscu warto wspomnieć o stronie https://sportmenu.pl, którego autorką jest Katarzyna Wiśniewska.
    Jeśli jeszcze go nie znacie, to trzeba go poznać!
    Pani Wiśniewska ma niesamowitą wiedzę na temat zdrowego odżywiania i podziela ją w bardzo
    przyjazny sposób. Co więcej, jej propozycje dań są nie
    tylko pełnowartościowe, ale też smaczne!

    Na początek, dlaczego jest ważne, co jemy. Nasze ciała to jak auta – potrzebują odpowiedniego paliwa, żeby działać na pełnych obrotach.
    I tutaj Katarzyna pomaga nam. Na SportMenu.pl możecie znaleźć wiele inspiracji
    na zdrowe posiłki, które przypadną do gustu nawet najbardziej
    wybrednym.

    Nie trzeba być kucharzem, żeby gotować zdrowo. Wiele
    propozycji Kasi jest prostych i szybkich do przygotowania.
    Idealne na nasze zajęte dni, kiedy jesteśmy zajęci.

    Na blogu znajduje się wiele propozycji na śniadania, obiady, kolacje i zdrowe
    przekąski – wszystkie pełnowartościowe i zdrowe.
    A co najciekawsze, każda z tych propozycji jest tak wyśmienita, że nawet dzieci będą zachwycone!

    Często myślimy, że zdrowe jedzenie dużo kosztuje.
    Ale to nie do końca prawda! Kasia pokazuje,
    że zdrowa dieta może być tania. Jej receptury bazują
    na tanich i dostępnych produktach. Wystarczy dobrze zaplanować, możemy jeść zdrowo i
    oszczędzać.

    No dobrze, a co z dietami? Na SportMenu.pl znajdziecie również wiele wskazówek dotyczących sposobów odżywiania, które
    mogą pomóc Wam w zdrowiu. Niezależnie od tego, czy chcecie
    schudnąć, mieć więcej sił, czy po prostu polepszyć zdrowie, Kasia ma coś dla Was.
    I to wszystko podane przystępnie, bez skomplikowanego żargonu dietetycznego.

    Jedną z moich ulubionych rzeczy bloga SportMenu.pl
    jest to, że Kasia podchodzi do zdrowego odżywiania z uśmiechem i pozytywną energią.
    To nie jest nudne, pouczające gadanie o tym, czego nie wolno jeść.

    Zamiast tego, Kasia uczy, jak czerpać radość z jedzenia, z myślą o zdrowiu.
    To podejście bardzo mi się podoba i sprawia, że chce się wracać po więcej inspiracji.

    Podsumowując, jeśli chcecie lepiej się czuć, samopoczucie i energię życiową,
    zajrzyjcie na portal SportMenu.pl. Pani Wiśniewska to specjalistka w dziedzinie zdrowej diety, a jej propozycje i rady na pewno
    będą dla Was cenne. Gotowanie może być proste, przyjemne i
    zdrowe – a Katarzyna Wam to pokaże!

    Trzymajcie się zdrowo i smacznie

    P.S. Jeśli znacie pyszne zdrowe przepisy, podzielcie się nimi tutaj.
    Wspólnie możemy się inspirować i cieszyć się zdrowym jedzeniem!

  3. As a serious golf player, I can’t worry enough how crucial the appropriate accessories are to not only
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    Firstly, allow’s talk about golf handwear covers. Several players take too lightly the significance of a great handwear
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    shots. Particularly in damp or wet conditions,
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    One more typically overlooked device is the golf
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    more durable and green.

    Golf bags are an additional necessary that should have even more interest than they normally get.
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    If you prefer walking the program, a light-weight stand
    bag with excellent storage alternatives can make
    your round far more satisfying. On the other hand,
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    boosted my video game. Recognizing the precise distance to the pin or dangers allows you to choose the
    right club with self-confidence. Whether you go with a laser rangefinder or a
    GPS one, the precision these devices give is invaluable.

    Last but not least, never ever undervalue the value of an excellent golf towel and umbrella.
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  4. As a passionate golf player, I can’t worry enough how important the right accessories
    are to not just delighting in the video game yet additionally enhancing your
    efficiency on the course. Golf is as a lot a psychological game as it is physical,
    and having the appropriate gear can really make a distinction in just how you
    approach each round.

    To start with, allow’s talk about golf handwear covers. Lots of gamers underestimate the
    significance of an excellent handwear cover. It’s not nearly avoiding blisters; a handwear cover aids you maintain a regular grip on your club,
    which is important for regulating your shots.
    Particularly in humid or damp problems, a good handwear cover can be the
    difference in between a solid drive and a wild
    piece. Handwear covers with a snug fit made from high-quality natural leather have a
    tendency to provide the very best performance. They mold to your hand over time,
    supplying both convenience and reliability.

    Another often ignored accessory is the golf tee. Yes, it’s a small product, but the right tee can really influence your game.
    For example, using longer tees with your vehicle driver
    can help you accomplish much better launch angles, while shorter tees
    are excellent when you require even more control with your irons.
    Directly, I like utilizing eco-friendly or plastic tees since they’re a lot more sturdy
    and green.

    Golf bags are one more crucial that deserve more attention than they normally get.
    A properly designed golf bag isn’t just about style– it’s about functionality and comfort.
    If you favor walking the course, a lightweight stand bag
    with good storage options can make your round much more satisfying.
    On the other hand, if you’re riding in a cart, a cart bag with a lot of area for all your equipment is
    a must. The appropriate golf bag helps you remain organized, which is crucial when you require to concentrate on your video game.

    One device that’s ending up being increasingly prominent is the rangefinder.
    I can not inform you just how much this little device has actually improved my game.
    Understanding the specific range to the pin or dangers
    enables you to select the right club with self-confidence.
    Whether you choose a laser rangefinder or a GPS one, the accuracy
    these devices supply is very useful.

    Last but not least, never undervalue the importance of an excellent golf towel and
    umbrella. A towel maintains your clubs and balls tidy, ensuring better get in touch with
    and precision, while an umbrella is a lifesaver throughout unforeseen weather changes.
    These little products contribute to the general quality
    of your game.

    In conclusion, purchasing the appropriate golf devices is important for any individual serious
    about enhancing their game. Whether it’s a glove that fits ideal, a sturdy golf bag,
    or a high-tech rangefinder, having the right devices can make every round much more satisfying and effective.
    For any person looking for in-depth evaluations and experienced advice on the most effective golf gear, I very
    suggest looking into SwanCreekGolfClub.com.

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    Совсем недавно мне пришлось
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    На первом этапе, с которого стоит
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Razib Ahmed Profile Details:

Razib Ahmed has been working at WASO Credit Rating Company (BD) Ltd. as Chief Rating Officer since January 2024. Prior to joining WCRCL, he worked with Credit Rating Information and Services Ltd. (CRISL) as Vice President and Chairman of the Internal Review Committee. He joined CRISL in January 2022. He started his career in the credit rating industry in 2006 as a financial analyst at Credit Rating Agency of Bangladesh Limited (CRAB) and served for more than 15 years in different positions at this organization, including Head of Business Development Division, Unit Head of Rating Division, etc.

Mr. Ahmed has an MBA from Dhaka University in Finance and Banking. In CRISL and CRAB, he has performed several rating assignments including ratings of financial institutions (banks, NBFIs, General Insurance), large corporate, projects, structured instruments, and financial forecasting and modeling of various industries. He was also responsible for ensuring the analytical quality and due diligence aspects of four teams under the Rating Unit of CRAB. He was also actively engaged in methodology development for assessing credit worthiness and credit rating for urban local bodies (ULBs) in Bangladesh. At present, he is a member of the ‘Technical Committee’ formed by Bangladesh Bank to develop uniform rating methodologies and score models for credit rating agencies.

Mr. Ahmed received training on ‘Best Practices in Rating’ and ‘Rating of Bond Market Mutual Funds’ arranged by Asian Development Bank (ADB), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Manila, Philippines; training on ‘Indicators for Effective Macroeconomic Risk Analysis’ arranged by Malaysian Rating Corporation (MARC), and the Association for Credit Rating Agencies in Asia (ACRAA), held in Kuala Lumpur, Malaysia; and participated in various training programs and workshops arranged by CRAB, CRISL, MCCI, DCCI, BEI, etc.

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Md. Al Amin Jewel Profile Details:

Md. Al Amin Jewel has been working at WCRCL as Assistant Vice President (AVP) of WASO Credit Rating Company (BD) Limited and as Deputy In-Charge of Credit Rating Division (CRD) since 2012. Prior to joining WCRCL, Mr. Jewel worked at the Trauma Center and Orthopedic Hospital in Shaymoil, Dhaka, as an internal auditor since 2009.

 

Mr. Jewel has an MBA from Bangladesh Open University (BOU) with a major in Finance and Banking, and a Masters of Business Studies (MBS) with a concentration in Accounting from National University. In addition, Mr. Jewel is an articleship student at the Institute of Cost and Management Accountants of Bangladesh (ICMAB) and has completed business level. In WCRCL, he completed many rating assignments, including ratings of financial institutions (NBFIs and general insurance), large corporations, SME projects, instruments, and various industries.

 

Mr. Jewel received training on ‘Credit Risk Management’ (Credit Risk Analysis, Financial Risk, Operational Risk, and Cash Flow Analysis) conducted by Financial Excellence Limited and participated in various training programs and workshops arranged by WCRCL.

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Monira Islam Profile Details:

Monira Islam has been working at WASO Credit Rating Company Limited as a senior financial analyst since 2018 and as a team leader since 2023. Before joining WASO, she worked with Credit Rating Information and Services Ltd. (CRISL) as a research officer since 2010.

 

Ms. Monira has an MBA from Daffodil International University in Finance. In WASO and CRISL, she is a dedicated and detail-oriented financial analyst with 12 years of experience. In this time, she completed many rating assignments, including ratings of general insurance, MFIs, power plants, large corporations, projects of various industries, and SME clients. As a senior financial analyst, she performs quantitative and statistical analysis, accounting, and decision-making with strong analytical skills. She also assists in training and, as needed, supervises her team members. Experienced in client relations, effective communication, report generation, process development, and documentation.

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Maharan Nasrin Profile Details:

Maharan Nasrin has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD.) Limited and as a team leader, since 2014. Maharan Nasrin has an MBA from Eastern University in Finance. In WCRCL, she completed many rating assignments, including ratings of large and medium corporations, projects, and SMEs. Besides, assessing, analyzing, and interpreting complicated business and financial information from different SMEs and corporations throughout her stint as an analyst, Ms. Nasrin gathered knowledge and learned different characteristics of numerous industries, such as textiles (RMG, RMG accessories, etc.), trading, rice mills, and others.

 

Ms. Nasrin has participated in all the in-house training and workshops. Before starting a career in the credit rating industry in Bangladesh, Maharan Nasrin worked with Jamuna Bank Limited.

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Ummay Fatema Profile Details:

Ummay Fatema has been working at WCRCL as a senior financial analyst and team leader since 2015. She has an MBA from Rajshahi University in finance and banking. In WCRCL, she completed many rating assignments, including ratings of large corporations, projects, and many other business entities. Her key responsibilities include reviewing and conducting critical examinations of credit rating applications, managing all kinds of risks and regulatory compliance, supervising and assisting team members to meet time-bound action plans, nurturing new members of the team, maintaining liaison at a regular interval across various clients, bankers, and auditors for gathering and updating business information, etc.

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Md. Rafiul Bary Profile Details:

Md. Rafiul Bary has been working at WCRCL as a senior financial analyst for WASO Credit Rating Company (BD) Limited since 2015 and is currently working as a team leader. Before starting his career in the credit rating industry in Bangladesh, Mr. Rafi also worked with Invesco Global.

Mr. Rafi has an MBA from the Bangladesh University of Business and Technology (BUBT) in Finance and Banking. In WCRCL, he completed many rating assignments, including ratings of large corporations, projects, and more than thousands of SME clients with diversified industries and modeling of various industries. He also worked for ensuring analytical quality and due diligence aspects of rating and actively engaged in industry paper writing.

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Md. Firoz Hossain Profile Details:

Md. Firoz Hossain has been working as a compliance officer for WASO Credit Rating Company (BD) Limited since 2020. Before joining this company, Mr. Firoz worked at BRB Hospitals Limited as the In-Charge of the Billing Section, and he also worked at WASO Credit Rating Company (BD) Limited as the Executive of the Business Development Department.

Mr. Firoz completed his graduation and post-graduation in economics from Dhaka College under the National University.

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